The Property Guide
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Background

Property Knowledgebase and Glossary

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ItemDescription
Hectare A metric measurement of an area of land equivalent to 2.47 acres. An acre contains 4840 square yards.
Higher Lending Charge This charge is payable (usually added on to your loan) if you borrow more, for example, than 90% of the valuation or purchase price of your property.
Home Buyers Report This is an intermediate-level survey which is usually offered by the mortgage lender and prepared by their own surveyor.
The homebuyer's report comments on the structural condition of most parts of the property that are readily accessible, but it does not involve in-depth investigation or the testing of water, drainage or heating systems.
Home Energy Ratings Survey A survey to provide an Energy Efficiency and Environmental Impact Rating on an existing property.
Home Envirosearch A report on detailed flood, subsidence and land contamination history for each UK neighbourhood.

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